Share Rates

Annual Percentage Yield is accurate as of February 1, 2015.
Rates and other terms may change at any time without prior notice.

Share Rates $25 minimum investment
Dividends will be compounded and credited monthy. Average Daily Balance. If you close your share account before dividends are paid, you will not receive the accrued dividends.
Account Type
Minimum Opening
Deposit
Minimum Balance
to Earn APY
Dividend Rate
Annual
Percentage
Yield
Regular Shares
$25.00
$100.00
0.20%
0.20%
Club Accounts
--
$100.00
0.15%
0.15%
Money Market Accounts
$1,000.00
$1,000.0 - $2,499.99
$2,500.00 - $9,999.99
$10,000.00 - $24,999.99
$25,000.00 - $49,999.00
$50,000.00 & Above
0.00%
0.200%
0.400%
0.400%
0.600%
0.00%
0.200%
0.401%
0.401%
0.601%

 

Share Certificates
Rates are effective as of February 1, 2015. Rates and other terms may change at any time without prior notice. After your certificate is opened, the dividend rate is fixed for the term. A penalty is imposed for early withdrawal. Fees could reduce earnings on the account.

Dividends will be compounded and credited quarterly. If you close your term certificate account before dividends are paid, you will not receive the accrued dividends.
Terms
Minimum Opening Deposit Dividend Rate (APR) Annual Percentage Yield (APY)
6 months
$1,500.00 0.350% 0.350%
12 months
$1,500.00 0.450% 0.451%
18 months
$1,500.00 0.500% 0.501%
24 months
$1,500.00 0.700% 0.702%

Rates & Fee Schedule

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Main Office
1592 Norman Drive
Valdosta, GA 31601
Phone: (229) 244-4513
Email: locoga@bellsouth.net

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2015 LOCOGA Federal Credit Union. All Rights Reserved. Federally Insured by NCUA.