Share Savings Certificates

You can open a Share Savings Certificate with a minimum balance of $1,000. Certificates are available with terms of six months to 24 months.

Features of our Savings Certificates include:

  • Fixed rates
  • Dividends paid quarterly on balance
  • 24 hour account access through online banking, our online account access
  • Available for purchase in person, by mail, or over the phone


If you have any other questions about our savings certificates, please contact us.

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Main Office
1592 Norman Drive
Valdosta, GA 31601
Phone: (229) 244-4513
Email: locoga@bellsouth.net

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