Like all credit unions, Locoga Federal Credit Union is a not-for-profit financial cooperative. When you join the credit union, you become a shareholder - or an owner - of a very unique financial institution. Earnings above the required reserves are returned to you, in the form of lower interest rates on loans and competitive dividends on savings.
We are owned and operated by our members. We exist solely for the purpose of serving our members' best interests.
To join the credit union, come by our office with your driver's license, social security card or picture ID and make an opening deposit of at least $25 to your share/savings account. A one-time membership fee of $5 is required. Once you join, you and your IMMEDIATE FAMILY members who join have a lifetime membership, even if you change jobs or move.