Share Savings Certificates

You can open a Share Savings Certificate with a minimum balance of $1,000. Certificates are available with terms of six months to 24 months.

Features of our Savings Certificates include:

  • Fixed rates
  • Dividends paid quarterly on balance
  • 24 hour account access through online banking, our online account access
  • Available for purchase in person, by mail, or over the phone


If you have any other questions about our savings certificates, please contact us.

Main Office
1592 Norman Drive
Valdosta, GA 31601
Phone: (229) 244-4513
Email: locoga@bellsouth.net

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