Direct Deposit

You can arrange to have your payroll, Social Security, pension or any other recurring check deposited directly into your Locoga Federal Credit Union checking or savings account. Doing so eliminates the possibility of misplacing your paycheck and having to make a trip to the branch to cash or deposit it.

Why should I use Direct Deposit?

  • Safe – Your paycheck is protected against loss or theft.
  • Worry-free – You can be assured that your check is deposited, even when you’re away from home.
  • Saves time – You no longer have to make special trips to the credit union or stand in line on payday.
  • Convenient – No more waiting for the mail. Your deposits are automatically made for you, allowing you to set your own timetable for accessing your funds.


How will I be able to keep track of my money?
The check stub from your paycheck is your permanent record. You can also check your balance 24 hours a day, seven days a week with online banking.

Main Office
1592 Norman Drive
Valdosta, GA 31601
Phone: (229) 244-4513
Email: locoga@bellsouth.net

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2015 LOCOGA Federal Credit Union. All Rights Reserved. Federally Insured by NCUA.